Construction-to-Perm Loans 

Stewards of Capital Bank is pleased to announce that we are now offering conventional and Jumbo One-Close Construction loan products.  These products allow for payment of interest-only during construction with the note to be modified upon completion of construction to a fully amortized principal and interest payment.  The construction terms include 12, 18, 24 months.  Soft costs (architectural, engineering and permit fees) may be financed, closing costs may not.  Only full third party builder contracts are accepted.  Teardowns and major renovations are eligible.

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*** Pricing will be based on the standard Jumbo 30-Year Fixed along with any applicable Jumbo loan level pricing adjustments (LLPAs) in addition to the following new rate and price adjustments.  Please refer to Price Quote to determine rate and price. Some product and price vendors may not support our constructions products.

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