* Stewards of Capital & Co. will not fund or purchase a High Cost Home Loan (as that term is defined in Sec. 32 of Red. Z. or in applicable State or local predatory lending laws). It is the responsibility of the mortgage loan originator to discern the appropriateness of the loan program chosen with regard to the individual borrower's needs and circumstances. Please refer to our Non-Agency Loans for High Cost Home Loans and further information.